Buyer reviews order details and confirms intent to buy.
Trust Engine
Prove buyer approval before payment disputes happen.
Onfinga creates a verifiable Purchase Authorization Record (PAR) before funds are captured, so your dispute response starts with evidence, not screenshots.
Where Onfinga sits in the payment flow
Evidence is created at the exact point approval happens.
Authorization event is recorded with transaction-linked evidence.
Merchant proceeds to PSP with a pre-payment proof record in place.
Onfinga is a web step in your existing flow. Buyers do not install an app.
What merchants usually hear in disputes
“We submitted DMs, emails, and screenshots, and it still wasn’t accepted.”
“Post-sale messages are not treated as proof of purchase authorization.”