Create and store purchase authorization records before payment.
Onfinga adds a pre-payment authorization step to online transactions, creating a verifiable record of buyer approval that can’t be recreated later.
When disputes are reviewed weeks or months later, most sellers only have delivery proof — not proof of purchase approval.
“We submitted everything — DMs, emails, screenshots — and it still wasn’t enough.”
“DMs, emails, screenshots — aren’t regarded as proof of purchase approval.”
“Purchase approval must be initiated and recorded before payment.”
Onfinga
Onfinga is a pre-payment purchase authorization layer for online transactions. It sits between the buyer and the payment step, creating a formal record of purchase approval before funds are captured.
How Onfinga appears in a purchase flow
Onfinga is not an app your buyers need to download. It’s a web-based authorization step that runs before payment and can be embedded into an existing checkout or purchase flow.